I just wrote a little Tutorial, and I hope you get my point. I’m sorry if you don’t, but you know English is my second language. 
So let´s start. 
This tutorial is about this signatur.
You need the following resources
Textur1 from Pinterest
Textur2 from Pinterest
Textur3 from alternxtive
Coloring from WilliamBR
Maintext1
Maintext2
Subtext
I start here with a new file (File -> New) in the size 500px x200px, the background doesn’t really matter, since I start directly with my picture. The purple belongs to the photo. If you have a different background, that’s ok too, then it will only look different in color. If you don’t mind … go ahead. If you want it to be more like my signature, free your people and put a purple layer under everything.
I take texture1 and set it to lighter color . I turn it until I like it and then take the color # 21262b and use it to go over the texture to remove annoying small parts from the texture. In the end I just like to have the yellow bubbles. I take the person under the yellow bubble away, otherwise it is no longer easy to see.
Now I release my second person and put them in front of a yellow bubble.
Then I take Textur1 again and duplicate it once. I put both back on lighter color and move one texture to the left side of my graphic and the other to the right side. If necessary again with the color # 21262b and take away annoying parts.
This is followed by texture2 with the layer setting Screen . I put the texture on the right edge of my graphic and use a layer mask to remove the left edge of the texture.
I take Texture2 again with the layer setting Screen . This time I place the texture on the left edge of my graphic and with the help of a layer mask I now remove the right edge of the texture.
Next I created my main text.
Since the text above is a little difficult to read, I put the text BELOW an empty layer (layer -> new -> layer) with the setting normal . I set the opacity to 71%. Then I take a soft brush and the color # 000000 and make a small splash of color under the text. And that makes the text easier to read.
With the color # 582b6a I made a small bar and placed my first subtext on it.
Then I created the rest of the subtext in different colors.
I used the ellipse tool to create three small circles over the main text. Each circle has a contour with 1px in the color #ffffff
I use the clipping mask to lay another picture on the circles. I take all pictures in black and white. Then I color one in yellow and one in purple so that it matches the rest of the graphic.
Then my last person comes to the graphics.
As the last texture I take Textur3 on my graphic. I mirror it once (Edit -> Transform -> Flip Horizontal) and set the texture to the layer setting Soft light .
The color follows. For this I first use the Coloring1 and put it on my graphic.
Then I put a dynamic level (layer -> New Adjustment Layer -> Vibrance) with the setting
Vibrance +70
Saturation 0
on my graphic. Then I duplicate the layer twice.
Now I take a hue layer (Layer -> New Adjustment Layer -> Hue /Saturation) with the setting
Hue -22
Saturation 0
Brightness 0
And the graphics are ready.
I hope as always you have fun.